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Deposits

Fixed Deposit

ARDB will increase your business income and you will know clearly your money be received.  Please choose fixed deposit from 1 month to 24 months with ARDB in order to get competitive interest rate.

 
Fixed Deposit
 
Term
Annual Interest Rate
USD KHR
Fixed Deposit (Individual) 1 month 2.50% 0.00%
3 months 3.00% 4.00%
6 months 3.50% 4.00%
9 months 3.50% 4.00%​
12 months 4.00% 4.00%
24 months 4.00% 4.00%
Fixed Deposit (Legal Entity) 1 month 2.50% 0.00%
3 months 3.00% 4.00%
6 months 3.50% 4.00%
9 months 3.50% 4.00%
12 months 4.00% 4.00%
24 months 4.00% 4.00%

Required Documents

For Legal Entity

  • Application for opening account as business (bank’s form)
  • Original ID and passport with signature of authorized person
  • Original MOU and Statues with signature of company’s director
  • ​Certificate of incorporation issued by Ministry of Commerce or QR code registration certificate
  • Original decision of board director on authorize for signatory and term
  • Original ID or passport of company director or shareholder
  • Business patent (if any)
  • Business license issued by related ministry and/or authorities (if any)
  • First minimum deposit is 500 USD or 2 million KHR

For Individual

  • Application for opening account as individual (bank’s form)
  • ID or Passport
  • First minimum deposit is 500 USD or 2 million KHR

Saving Deposit


Open Saving Account with ARDB is the safety place for you and your accounts will be increased gradually.

Saving Deposit Annual Interest Rate
USD KHR
Saving Deposit (Individual) 1.00% 1.50%
Saving Deposit (Legal Entity) 1.00% 1.50%

Required Documents
For Legal Entity

  • Application for opening account as business (bank’s form)
  • Original ID and passport with signature of authorized person
  • Original MOU and Statues with signature of company’s director ​
  • Certificate of incorporation issued by Ministry of Commerce or QR code registration certificate
  • Original decision of board director on authorize for signatory and term
  • Original ID or passport of company director or shareholder ​
  • Business patent (if any)
  • Business license issued by related ministry and/or authorities (if any)

First minimum saving is 500 USD or 2 million KHR
For Individual

  • Application for opening account as individual (bank’s form)
  • ID or Passport
  • First minimum deposit is 500 USD or 2 million KHR

Demand Deposit

Demand Deposit Annual Interest Rate
USD KHR
Demand Deposit (Individual) ០,៥០% ០,៧៥%
Demand Deposit (Legal Entity) ០,៥០% ០,៧៥%