{"id":27718,"date":"2026-02-12T10:28:58","date_gmt":"2026-02-12T03:28:58","guid":{"rendered":"https:\/\/www.ardb.com.kh\/?p=27718"},"modified":"2026-02-13T09:42:44","modified_gmt":"2026-02-13T02:42:44","slug":"the-role-of-development-finance-institutions-in-supporting-agricultural-cooperatives-in-cambodia-a-comparative-study-and-the-case-of-agricultural-and-rural-development-bank-monineath-h-2-12-2026","status":"publish","type":"post","link":"https:\/\/www.ardb.com.kh\/km\/apm-center-and-publication\/working-paper\/20260212\/27718\/","title":{"rendered":"(English) The Role of Development Finance Institutions in Supporting Agricultural Cooperatives in Cambodia: A Comparative Study and the Case of Agricultural and Rural Development Bank"},"content":{"rendered":"<p class=\"qtranxs-available-languages-message qtranxs-available-languages-message-km\">Sorry, this entry is only available in <a href=\"https:\/\/www.ardb.com.kh\/en\/wp-json\/wp\/v2\/posts\/27718\" class=\"qtranxs-available-language-link qtranxs-available-language-link-en\" title=\"English\">English<\/a>.<\/p><a href=\"https:\/\/www.ardb.com.kh\/wp-content\/uploads\/2026\/02\/The_Role_of_Development_Finance_Institutions_in_Supporting_V7.pdf\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-27733\" src=\"https:\/\/www.ardb.com.kh\/wp-content\/uploads\/2026\/02\/The-Role-of-Development-Finance-Institutions-in-Supporting-Agricultural-Cooperatives-in-Cambodia-A-Comparative-Study-and-the-Case-of-Agricultural-and-Rural-Development-Bank.png\" alt=\"\" width=\"295\" height=\"421\" srcset=\"https:\/\/www.ardb.com.kh\/wp-content\/uploads\/2026\/02\/The-Role-of-Development-Finance-Institutions-in-Supporting-Agricultural-Cooperatives-in-Cambodia-A-Comparative-Study-and-the-Case-of-Agricultural-and-Rural-Development-Bank.png 626w, https:\/\/www.ardb.com.kh\/wp-content\/uploads\/2026\/02\/The-Role-of-Development-Finance-Institutions-in-Supporting-Agricultural-Cooperatives-in-Cambodia-A-Comparative-Study-and-the-Case-of-Agricultural-and-Rural-Development-Bank-140x200.png 140w\" sizes=\"auto, (max-width: 295px) 100vw, 295px\" \/><\/a><\/p>\n<p><strong>Author(s): <\/strong>Hang Panha HOUR, Sambathvirya NGUON, Sao Socheata PENGTE, Tithratana HEAV, Dalin PRUM, and Somnang SAN<\/p>\n<p><strong>Published Date: 10-February-2026<\/strong><\/p>\n<p><strong>Abstract<\/strong><br \/>\nThis study examines the role of Development Finance Institutions (DFIs) in<br \/>\nsupporting Agricultural Cooperatives (ACs) in Cambodia, using the country\u2019s<br \/>\nAgricultural and Rural Development Bank (ARDB) as a case study due to its central<br \/>\nrole in financing the agricultural sector. Agricultural development has been<br \/>\nidentified as a key pillar of Cambodia\u2019s economic strategy, with the modernization of the sector among the top priorities in the government\u2019s recently launched<br \/>\nPentagonal Strategy Phase I. In 2024, the agricultural sector contributed 16.6% to<br \/>\nthe country\u2019s GDP and accounted for about 36% of total employment in 2023.<br \/>\nDespite its importance, around 75% of Cambodia\u2019s 6.8 million farmers are classified<br \/>\nas small-scale producer who face numerous challenges, including high production<br \/>\ncost, poor infrastructure, limited access to technology, and inadequate financial support.<br \/>\nACs have emerged as an essential mechanism to support the farmers. However, their<br \/>\noperations continue to face significant barriers that limit their effectiveness and<br \/>\ncapacity, such as restricted access to loans, loan mismanagement, lack of technical<br \/>\nand financial skills, and insufficient support from agricultural extension services. It<br \/>\nis important to note that as part of Cambodia\u2019s Post-COVID-19 Economic Recovery<br \/>\nPlan 2021-2023, the government has offered low-interest financing (5% &#8211; 5.5% p.a.)<br \/>\nto farmers, ACs, agricultural traders, and small and medium enterprises (SMEs),<br \/>\noften using DFIs as the delivery mechanisms. This has enhanced the role of DFIs in<br \/>\nexpanding funding to green businesses, promoting crop insurance, and modernizing<br \/>\nclimate change information systems.","protected":false},"excerpt":{"rendered":"<p>Sorry, this entry is only available in English. Author(s): Hang Panha HOUR, Sambathvirya NGUON, Sao Socheata PENGTE, Tithratana HEAV, Dalin PRUM, and Somnang SAN Published Date: 10-February-2026 Abstract This study examines the role of Development Finance Institutions (DFIs) in supporting Agricultural Cooperatives (ACs) in Cambodia, using the country\u2019s Agricultural and Rural Development Bank (ARDB) as [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":27733,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[76],"tags":[],"class_list":["post-27718","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-working-paper"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/posts\/27718","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/comments?post=27718"}],"version-history":[{"count":8,"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/posts\/27718\/revisions"}],"predecessor-version":[{"id":27739,"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/posts\/27718\/revisions\/27739"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/media\/27733"}],"wp:attachment":[{"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/media?parent=27718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/categories?post=27718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ardb.com.kh\/km\/wp-json\/wp\/v2\/tags?post=27718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}