| Who is target customer? |
Registered agricultural cooperative, which is:
– of agricultural value chain and
– have business purpose, which is for member’s benefit. |
| Loan size and term |
- Working capital from 5,000 – 100,000 USD, term: up to 3 years
- For Investment from 5,000 – 200,000 USD, term: up to 7 years
|
| Interest rate |
- Working capital loan: 10.5% per annum
- Loan for Investment: 9.5% per annum
|
| Requirements |
- Have certificate of agricultural cooperative registration
- Have business experiences
- Have collateral
- Have payment capability
|
| Payment method |
- Monthly interest payment and
- Principal can be paid monthly or quarterly or semester based upon customer’s cash flow
|
| Collateral |
- hard title or soft title which recognized by law, or certificate of deposit, etc.
|
| Benefits |
- Can make principal payment before maturity date without penalty
- Can get coordination on additional technical and market linkage
|
| Required documents |
- Representative’s Khmer ID (Copy)
- Land title as collateral
- Registration certificate of agricultural cooperative
- agricultural cooperative statues
- Income-Expense information and business plan
- Minute of general meeting of shareholder or that of executive management on decision authorization borrowing from the bank
|
ភាសាខ្មែរ
