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Loan in AIMS project

Loan in AIMS project

Who is target customer? Individual or entity of AIMS cluster in agricultural value chain of 5 commodities including vegetable, backyard chicken, cassava, rice assure quality rice and raw silk
Loan size and term
  • From 500 USD up
  • Working capital loan, term: up to 3 years
  • Investment loan, term: up to 7 years
Interest rate
  • 7% per annum
Requirements
  • Be cluster of AIMS project
  • Have experience and knowledge in business
  • Have collateral
  • Have payment capability
Payment method
  • Monthly interest payment and
  • Principal can be paid monthly or quarterly or semester or annually based upon customer’s cash flow
Collateral
  • hard title or soft title which recognized by law, or certificate of deposit, etc.
Benefits
  • Can make principal payment before maturity date without penalty ​
  • Get the supports on market linkage between customer as producer with buyer of AIMS business cluster
  • Can get other benefits from the project
Required documents
  • Khmer ID and ​family book or residence book (copy)
  • Land title document as collateral
  • Income-Expense information and business plan

In case entity, there are additional required documents as below:

  • Effective patent and incorporate certificate (copy)
  • Business statues (copy)
  • Minute of general meeting of shareholder or that of executive management on decision authorization borrowing from the bank ​

How to apply
Please contact Agricultural and Rural Development bank nearby or via phone
017 425 232/012 706 636/023 220 810/811) or apply online.