| Who is target customer? |
Individual or entity of AIMS cluster in agricultural value chain of 5 commodities including vegetable, backyard chicken, cassava, rice assure quality rice and raw silk |
| Loan size and term |
- From 500 USD up
- Working capital loan, term: up to 3 years
- Investment loan, term: up to 7 years
|
| Interest rate |
|
| Requirements |
- Be cluster of AIMS project
- Have experience and knowledge in business
- Have collateral
- Have payment capability
|
| Payment method |
- Monthly interest payment and
- Principal can be paid monthly or quarterly or semester or annually based upon customer’s cash flow
|
| Collateral |
- hard title or soft title which recognized by law, or certificate of deposit, etc.
|
| Benefits |
- Can make principal payment before maturity date without penalty
- Get the supports on market linkage between customer as producer with buyer of AIMS business cluster
- Can get other benefits from the project
|
| Required documents |
- Khmer ID and family book or residence book (copy)
- Land title document as collateral
- Income-Expense information and business plan
In case entity, there are additional required documents as below:
- Effective patent and incorporate certificate (copy)
- Business statues (copy)
- Minute of general meeting of shareholder or that of executive management on decision authorization borrowing from the bank
|
ភាសាខ្មែរ
