Loan to Small Farmers

Who is target customer?	Individual who has his/her own business activities in agricultural sector
Loan size and term	From 500 to 20,000 USD Term: up to 5 years
Interest rate	From 500 – 5,000 USD 10 – 11% per annum More than 5,000 – 20,000 USD 8 – 9% per annum
Requirements	Have business knowledge and experiences Have collateral Have payment capability
Payment method	Monthly interest payment and Principal can be paid monthly or quarterly or semester based upon customer’s cash flow
Collateral	hard title or soft title which recognized by law, or certificate of deposit, etc.
Benefits	Can make principal payment before maturity date without penalty Can get coordination on additional technical and market linkage
Required documents	Khmer ID and family book or residence book (copy) Land title document as collateral Income-Expense information and business plan