| Who is target customer? |
Individual or entity as stakeholder of agricultural value chains such as producing, processing, storage, distributing, and exporting the agricultural products |
| Loan size and interest rate |
- 9% per annum for loan size less than 100,000 USD
- 7.5% per annum for loan size from 100,000 USD
|
| Requirements |
- Have business experience
- Have collateral
- Have payment capability
|
| Term |
- working capital, up to 3 years
- loan for investment, up to 7 years
|
| Payment method |
- Monthly interest payment and
- Principal can be paid monthly or quarterly or semester based upon customer’s cash flow
|
| Collateral |
- hard title or soft title which recognized by law, or certificate of deposit, etc.
|
| Benefits |
- Can make principal payment before maturity date without penalty
- Can get grace period for 1st year payment of principal for investment loan
- Can get loan up to 70% of collateral
|
| Required documents |
- Khmer ID and family book or residence book (copy)
- Land title as collateral
- Business permission certificate (copy)
- Income-Expense information and business plan
In case entity, there are additional required documents as below:
- Effective patent and incorporate certificate (copy)
- Business/company statues (copy)
- Minute of general meeting of shareholder or that of executive management on decision authorization borrowing from the bank
|
ភាសាខ្មែរ
